The following conditions of use apply to your use of the Masonic Insights – www.masonicinsights.com website (“this website”) by American Plaque Company and any company member of its group, (hereinafter referred to as Masonic Insights) and its customers. Your use of the website indicates your acceptance of these terms and conditions. These conditions of use are subject to change by Masonic Insights. Masonic Insights may change the content of its conditions of use at any time without any prior notice to anyone.

By becoming a customer of Masonic Insights, the customer herein agrees to be bound to the conditions of use listed on Masonic Insights.

Placing Order / Pricing

Any Quotation made by Masonic Insights is not an offer to sell, and no order given in pursuance of any Quotation shall bind the company unless accepted by it. Unless otherwise agreed in writing, all orders are subject to acceptance by Masonic Insights within seven (7) days of receipt by Masonic Insights of the customer’s offer.

Pricing is exclusive of any taxes because this is an international site. Please note that pricing and stock availability are subject to change without prior notice. Masonic Insights reserves the right not to sell below its cost. Errors and omissions excepted.

All orders placed are subject to confirmation and acceptance by Masonic Insights, this includes the pre-paid orders, eg. direct deposit etc.

Masonic Insights may vary prices in the event of price changes or mistakes made by suppliers on reasonable prior notice to you. If Masonic Insights requests payment for increased prices, you may cancel the order by giving notice to Masonic Insights, which must be received within seven days of the announcement of the increase.

To minimize errors and improve efficiency, orders should be placed using our on-line ordering system whenever possible.

Quantity in stock displayed on the web site should be considered as a guide only. Quantity in stock does not take into account the orders already placed which are yet to be processed. It is possible that an order placed earlier will receive the allocation of the part in which the quantity for it showed as in stock at the time of your order. Inventory discrepancy can also affect the accuracy of the stock status displayed on the web site.

Price may vary depending upon location due to freight costs and other logistical requirements.

Masonic Insights reserves the rights to adjust freight cost at any time.

Approval Process

Customers who place orders which have custom design items will be sent a picture for approval prior to delivery. The purpose of the approval process is to confirm the color and details of previously supplied or agreed artwork. Should there be any errors then these will be corrected at no extra cost and another picture will be submitted for approval, should a request be made for changes to the original order then these changes will be chargeable at a minimum fee of $30.00 per item.

If there is any question regarding color then the customer can supply Pantone Codes for any or all parts of the order as different monitors will show different color shades.

Please note that once an order is approved in writing, any subsequent errors found after delivery will be the responsibility of the customer.

Delivery / Collection

Customers are responsible to have someone at the delivery address to sign for and accept the delivery. Cost for re-delivery attempts will be passed to the customers if the delivery address is unattended at the time of delivery.

It is possible to ensure that a signature is required for all deliveries. Should you require this service, you need to indicate so in the Special Instructions at Check out.

If the address provided with the order is incomplete or incorrect and additional charges are incurred, these will be billed to the credit card used for the original order.

After your order is placed, you will be sent an Email acknowledgement.

Delivery Time

Any date quoted for delivery is an estimate only, and unless a guarantee shall have been given by Masonic Insights in writing providing for liquidated damages for failure to deliver by the quoted date, Masonic Insights shall not be liable to the Customer for any loss or damage howsoever arising for failure to deliver on or before the quoted date. The Customer shall accept and pay for Products, notwithstanding any failure by Masonic Insights to deliver by the quoted date.

Goods specially manufactured, must be fully paid for prior to delivery & cannot be returned or exchanged without express approval from Masonic Insights in writing. The latter case would still attract the normal restocking fee.

Custom made items are typically shipped with a 4-6 week period from the confirmation of order.  If you require your item by a specific date we recommend you use the express service.  Masonic Insights is not liable for delays caused by the courier delivery companies.

Returns / Refunds / Cancellations / Re-Work

There will be no credit given on order price difference, due to price drops. Please select carefully at the time when you place your order.

There is a $25.00 fee for any refund given on a credit card where an order is canceled.

Products with a unique design cannot be returned and no refund will be given.

Any incorrect, missing or damaged items received must be reported to Masonic Insights within 24 hours of you receiving the delivery. This can only be done by Email or Phone.

If item(s) received is not what was ordered please do not open the sealed package in which it was sent. Any attempt to use the incorrect item will be deemed to be accepted by the customer of the item(s) as a satisfactory substitute for the one that was ordered and no further claim can be raised thereafter.

Masonic Insights owns the title of any extra goods shipped with your order that have been dispatched in error.

If requested by Masonic Insights, the Customer may be required to provide information so Masonic Insights can easily assist the Customer with any monetary refund or cancellation. This information may include member’s names, address, home phone, work phone, credit card details and other relevant information required by Masonic Insights. Failure to provide sufficient information may delay the refund or cancellation, Masonic Insights is not to be held responsible for any delays according to the clause provided by Masonic Insights.

Cancellations may be communicated by telephone or email. Saturdays, Sundays and holidays by Email only.

Cancellations for unique design orders will incur a 100% cancellation fee. This is to reflect the labor cost and the unique nature of the product. Cancellations of stock items will incur a 50% restocking fee plus freight costs and should be returned to our distribution point in Indiana in the original packing material, the goods will be checked for damage prior to the refund being made.

All products are manufactured in line with the artwork displayed on the website and pre-approved by the customer before the order is put into production. Any changes to this artwork should be notified to Masonic Insights in writing at the time of placing the order along with the necessary graphics and Pantone color codes. Should there be any re-work required due to a customer request that deviates from the customer approved artwork once production has been started then it will incur a minimum additional fee of $30.00 or 10% of the item’s value whichever is the greater.

Warranty Claim

Warranty only covers the item(s) sold by Masonic Insights. Warranty does not cover any other equipment used in conjunction with the item(s) sold by Masonic Insights.

All warranties are voided if the returned product is found in any way to be mishandled, misinstalled, modified, tampered, abused, physically damaged or used under conditions for which it was not designed.

The customer is responsible for proper packaging of any returned product(s). All warranties will be void on items are insufficiently or inaccurately packaged. Customer is responsible for all the shipping charges associated with returning the defective merchandise. If any item(s) returned for warranty claim is determined to be physically damaged, the item(s) will be returned to the customer as is.

Customer is responsible for any shipping and insurance cost involved in sending the warranty claim goods back to Masonic Insights. Masonic Insights is not responsible for any parcel missing in transit, on its return back to Masonic Insights.

Warranty Turnaround Time

Turnaround time for warranty claims largely depends on the item and the nature of the work to be completed. We will try our best to speed up the process.


Unless otherwise agreed in writing, payment for products supplied shall be made in full by the Customer to Masonic Insights without deduction or demand, prior to manufacture or shipping.

Payment for products ordered through Masonic Insights can be made by wire transfer, credit card or check if ordered in the U.S.

Default in Payment

If the Customer defaults in payment to Masonic Insights, then:

The Customer shall pay to Masonic Insights, on demand, interest on any overdue money during the period of default at the rate for the time being fixed under Section 2 of the Penalty Interest Rates Act 1983, and

All moneys owed by the company to Masonic Insights shall become due and payable forthwith without demand, and Masonic Insights may at its sole and absolute discretion suspend the provision of credit to the Customer until all amounts owed by the Customer is paid in full


Masonic Insights shall not be liable to the Customer, or to any other person whomsoever, for any loss or damage whatsoever or howsoever caused arising directly or directly in connection with the Products, other than expressly imposed by statute in terms of which it is not possible to limit or exclude liability.

Masonic Insights expressly excludes liability for consequential loss or damage including but not limited to loss of profit, business, revenue, goodwill or anticipated savings.

Retention of Title

The title to the Products will pass to the Customer when payment in full for the Products has been received by Masonic Insights. Until the Customer has paid to Masonic Insights the full purchase price:

The Customer shall hold the Products as bailee for Masonic Insights.

The Products shall be stored at the Customer’s risk, and in such manner that they are readily distinguishable from other products owned by the Customer or other persons.

The Customer shall indemnify Masonic Insights against any claim, action, proceeding, damage, loss, costs, expense or liability whatsoever, arising out of the possession, use or disposal of the Products by Masonic Insights, or repossession or attempted repossession by Masonic Insights.

Any sale of the Products shall be effected as bailee for Masonic Insights, and the proceeds of such sale shall be held on trust for Masonic Insights. The proceeds of such sales must be held in a separate account or otherwise clearly identified in the books and records of the Customer.

The Customer shall permit Masonic Insights to inspect the Products, and the records and books of the Customer to the extent that they relate to the Products.

Reserve right of entry to inspect or recover goods owned by Masonic Insights, wherever they are located.

In the event that:

The Products are not paid for in full in accordance with these conditions of use of sale, or any other agreement between Masonic Insights and the Customer; or

The Customer commits any breach of the conditions of use of sale or any other agreement between Masonic Insights and the Customer; or

The Customer receives notice of or reasonably believes that a third person may attempt to levy execution against the products; or

The Customer makes or proposes to make an arrangement with its creditors or is placed under official management, or a petition is presented, or an application filed for the winding up of the Customer, or the Customer ceased to trade, or the Customer (being a natural person) commits an act of bankruptcy, then Masonic Insights may, at any time, without notice to the Customer, and without prejudice to any other right which it may have against the Customer, terminate the contract and the bailment referred to above, and enter upon any premises owned or occupied by the Customer where Masonic Insights reasonably believes the Products may be stored, and repossess the Products without being liable for any damage caused, and subsequently dispose of the Products at its discretion. In this event, the Customer ceases to be liable to Masonic Insights for payment for the Products, If Moneys are recovered in full.


Due to changing market forces and other extenuating circumstances that affect product availability, and price stability, we reserve the right to withdraw any product we advertise and change prices without notice.

Information contained throughout the web pages and in our database is believed to be accurate and reliable at the time of publishing. There may be misprints, human errors, and omissions. We reserve the right to make changes and corrections in prices, products, and specifications without notice.

Images displayed on this web site should be regarded as illustrative and informational purpose only. The actual products are often not identical to the images.

Hyperlinks (URL) provided throughout our product pages can only be used as references only. The products we carry are often not identical as the contents contained in the links. If unsure, please contact our sales team.

Obligations of the Customer / Do Not Sell / Privacy Policy 

As a customer of Masonic Insights, the Customer must provide current, complete, and accurate information at all times.

The Customer is entirely responsible for their account which includes confidentiality, any and all activities through using the Customer’s account, Masonic Insights will not be held responsible in any manner. Masonic Insights does not sell any customer information.

On the first purchase the Customer places with Masonic Insights, the Customer might be required to provide additional identification to Masonic Insights to help eliminate internet credit card fraud and to provide additional security.

Masonic Insights reserves the right to terminate a Customer’s account if it is found to contain false, incomplete, inaccurate information. If any security concerns or breaches arise from the Customer, they shall report it to Masonic Insights immediately.

Masonic Insights does not store any credit card details for any Customers. The Customer will ensure that credit card details are their sole responsibility to safeguard.

Provision of Credit

The provision of credit and/or the continued provision of credit by Masonic Insights to the Customer from time to time, shall be in the absolute discretion of Masonic Insights.

Masonic Insights may at its absolute discretion extend credit to the Customer; or

Extend and/or continue to extend credit to the Customer subject to the provision of security in a form acceptable to Masonic Insights; or

May at any time vary or cancel the credit available to the Customer credit account with Masonic Insights Guarantee in place.

Differences and Complaints

Subject to the provisions of clause 7, Masonic Insights shall not be liable in respect of any difference or complaint arising out of the conditions of use of sale unless the Customer advises Masonic Insights in writing of the difference or complaints not later than three (3) days after the date of the occurrence of the events or circumstances on which the difference of complaint is based.


The failure or neglect by Masonic Insights to enforce or waiver the provisions hereof, shall not be constituted nor shall be deemed to be a waiver of Masonic Insights’ rights hereunder, nor in any way affect the validity of the whole or any part of the conditions of use of sale, nor prejudice Masonic Insights’ right to take subsequent action.


In the event that any part of these conditions of use shall be deemed invalid, unlawful or unenforceable to any extent, such terms or conditions shall be severed from the remaining conditions of use, which shall continue to be valid and enforceable to the fullest extent permitted by law.

Express Manufacture & Shipping Orders:

If you have paid for an Express Manufacture & Shipping Service your item will be manufactured within a 2 week period of receiving full payment AND confirmation of artwork by the Customer.  Upon approval by the Customer, the item will be shipped via UPS.  Masonic Insights is not and cannot be held liable for delays caused by the courier delivery companies.  Masonic Insights also reserves the right to withdraw the Express Shipping Service option on any product ordered and refund the express fee in full.

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